Loan Service
Our loan services are designed to empower you with flexible options, competitive rates, and fast approval. Whether you need a personal loan or business financing, we are here to support your financial journey.
Types of Loans
Payroll Loans
This is a credit facility for salaried employees working with government departments and private companies.
Business Loans
Aptl Microcredit ltd partners with micro and small size entrepreneurs who need fast and efficient credit facilities.
Group Guaranteed Loans
This loan product is designed for those clients who come together, are trained, guarantee each other to access credit facilities as individuals
School Fees Loans
This loan facility facilitates educational financing needs of parents/guardians/caretakers/students.
Agricultural Loans
The loan targets individuals involved in the agricultural sector to enable them boost farm production.
Asset Financing Loans
Expert financial advice and support to help you make informed decisions about your future.
More About Loans
Our loan services are designed to empower you with flexible options, competitive rates, and fast approval. Whether you need a personal loan or business financing, we are here to support your financial journey.
Payroll Loans
These loans are designed to support personal development, housing, education, and other essential needs, helping civil servants, private employees improve their quality of life.
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Business Loans
These loans support income-generating activities outside formal employment, promoting financial independence and entrepreneurship in dusiness sector.
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Group Guarantor Loans
trusted individual—often a fellow civil servant—who agrees to take responsibility for loan repayment if the borrower is unable to pay.
View MoreSchool Fees Loans
These loans are designed to support personal educational financing needs of parents / guardians / caretakers / students.
View MoreAgricultural Loans
These loans support income-generating activities to targets individuals involved in the agricultural sector to enable them boost farm production.
View MoreAsset Financing Loans
is a type of loan provided to individuals or businesses to purchase physical assets such as equipment. Serves as the collateral for the loan.
View MoreApply for Loan Interest Form
Our loan services are designed to empower you with flexible options, competitive rates, and fast approval. Whether you need a personal loan or business financing, we are here to support your financial journey.